Home / Salary Stretch / Product Information
NEED CASH FAST?
Apply for a Salary Stretch Loan Now!
No Collateral Personal Loans to Salaried Individuals
No Co-Maker Required
No Pre-Termination Charges
Product Information
Boost your paying power!
Chinatrust’s Salary Stretch is a multi-purpose loan that lets you make the most of your monthly salary with convenient payment terms.
Product Features
- No collateral personal loans to salaried individuals.
- No co-maker required.
- No pre-termination charges.
Repayment Mode
Equal monthly installment through post-dated checks (PDCs).*
*If you do not have a checking account, Chinatrust will facilitate opening one for you right before the release of your loan, without minimum deposit and maintaining balance. You will need to present two (2) valid IDs such as your SSS, TIN, PRC, IBP, Driver's License, NBI clearance, and passport among others. P 165 will be deducted from loan proceeds for the check book.
Loan Currency
Philippine Pesos only
Loan Amount
P 30,000 - P 1,000,000
Terms of Loan and Interest Rates
Term (months)
12
18
24
36
12
18
24
36
Monthly Rate
1.39%
1.49%
1.59%
1.59%
1.39%
1.49%
1.59%
1.59%
*Interest rates may vary.
Miscellaneous Fees
Processing fee of P 1,500 deducted from loan proceeds.
Approved loans above P 250,000 are subject to documentary stamps.*
*(Doc. stamps = P 1 / P 200)
Product Information
Qualifications and Requirements
Procedures for Application
- Features
- Repayment Mode
- Loan Currency
- Loan Amount
- Terms of Loans and Interest Rates
- Miscellaneous Fees
Qualifications and Requirements
- Qualification
- Application Requirements
- Coverage Area
Procedures for Application
- Download Form Process
- Online Application